🏦LOAN COMPARISON GUIDE
WHICH MORTGAGE IS
RIGHT FOR YOU?
Side-by-side breakdown of every loan type available to military homebuyers. Spoiler: VA almost always wins.
// SIDE-BY-SIDE COMPARISON
| Loan Type | Down Payment | Mortgage Insurance | Min Credit Score |
|---|---|---|---|
| ⭐ VA Loan | NONE | NONE | 580 |
| USDA | NONE | 2% rolled + 0.35%/yr | 640 |
| FHA | 3.5% | 1.75% upfront + monthly | 580 |
| FHA 203K | 3.5% | 1.75% + monthly | 580 |
| Conventional | 3–20% | None (with 20% down) | 620 |
| Select Smart Plus | 5–20% | None | 620 |
// DETAILED BREAKDOWN — CLICK TO EXPAND
Ready to use your VA benefit?
You earned it. Let's calculate exactly what you can afford.