4 MILITARY HOUSING AREAS IN MARYLAND -- 2026 RATES
2026 BAH Rates in Maryland -- Every Military Installation
Maryland hosts Joint Base Andrews, Aberdeen Proving Ground, Fort Detrick, and USNA Annapolis. Proximity to DC means higher BAH rates for most installations.
4
MHAs
Installations
$3,132
JB Andrews
Highest E-5 w/ Deps
$2,478
Aberdeen Proving Ground
Lowest E-5 w/ Deps
100%
Tax-free
Tax Status
BAH Rates by Installation -- Maryland
Monthly rates with dependents. Sorted by E-5 rate (highest first).
| Installation | E-5 w/ Deps | E-7 w/ Deps | O-3 w/ Deps |
|---|---|---|---|
| JB Andrews, MD | $3,132 | $3,855 | $4,020 |
| Annapolis-USNA, MD | $2,928 | $3,303 | $3,438 |
| Fort Detrick-Frederick, MD | $2,682 | $3,132 | $3,255 |
| Aberdeen Proving Ground, MD | $2,478 | $2,862 | $3,072 |
Source: DoD BAH rate tables, effective January 1, 2026. All rates shown with dependents.
Top Installations in Maryland
Annapolis-USNA, MDTax-free
E-5 w/ Deps
$2,928
E-7 w/ Deps
$3,303
O-3 w/ Deps
$3,438
Fort Detrick-Frederick, MDTax-free
E-5 w/ Deps
$2,682
E-7 w/ Deps
$3,132
O-3 w/ Deps
$3,255
Aberdeen Proving Ground, MDTax-free
E-5 w/ Deps
$2,478
E-7 w/ Deps
$2,862
O-3 w/ Deps
$3,072
How BAH Works in Maryland
- BAH is tax-free and paid monthly alongside your base pay
- Rates are set by Military Housing Area (MHA) -- not your specific ZIP code
- "With dependents" rate applies if you have a spouse, child, or other qualifying dependent
- You keep the difference if you find housing below your BAH rate
- Rates are updated annually on January 1 and guaranteed not to decrease mid-year
- Maryland has 4 distinct MHAs, each with unique rates based on local housing costs
Calculate your total military compensation -- base pay + BAH + BAS in one place.
Browse BAH Rates by State
2026 rates per official DoD BAH tables, effective January 1, 2026. Always verify your specific rate with the official DoD BAH calculator. Source: Defense Travel Management Office (DTMO).