6 MILITARY HOUSING AREAS IN FLORIDA -- 2026 RATES
2026 BAH Rates in Florida -- Every Military Installation
Florida military installations include NAS Jacksonville, MacDill AFB, Eglin AFB, NAS Pensacola, and Hurlburt Field. Rates range from moderate to above-average depending on location.
6
MHAs
Installations
$2,709
MacDill AFB-Tampa
Highest E-5 w/ Deps
$1,863
Pensacola
Lowest E-5 w/ Deps
100%
Tax-free
Tax Status
BAH Rates by Installation -- Florida
Monthly rates with dependents. Sorted by E-5 rate (highest first).
| Installation | E-5 w/ Deps | E-7 w/ Deps | O-3 w/ Deps |
|---|---|---|---|
| MacDill AFB-Tampa, FL | $2,709 | $3,066 | $3,081 |
| Eglin AFB-Niceville, FL | $2,433 | $2,841 | $3,399 |
| Hurlburt Field, FL | $2,433 | $2,841 | $3,399 |
| NAS Jacksonville, FL | $2,181 | $2,283 | $2,364 |
| NS Mayport, FL | $2,181 | $2,283 | $2,364 |
| Pensacola, FL | $1,863 | $2,256 | $2,271 |
Source: DoD BAH rate tables, effective January 1, 2026. All rates shown with dependents.
Top Installations in Florida
MacDill AFB-Tampa, FLTax-free
E-5 w/ Deps
$2,709
E-7 w/ Deps
$3,066
O-3 w/ Deps
$3,081
Eglin AFB-Niceville, FLTax-free
E-5 w/ Deps
$2,433
E-7 w/ Deps
$2,841
O-3 w/ Deps
$3,399
Hurlburt Field, FLTax-free
E-5 w/ Deps
$2,433
E-7 w/ Deps
$2,841
O-3 w/ Deps
$3,399
NAS Jacksonville, FLTax-free
E-5 w/ Deps
$2,181
E-7 w/ Deps
$2,283
O-3 w/ Deps
$2,364
How BAH Works in Florida
- BAH is tax-free and paid monthly alongside your base pay
- Rates are set by Military Housing Area (MHA) -- not your specific ZIP code
- "With dependents" rate applies if you have a spouse, child, or other qualifying dependent
- You keep the difference if you find housing below your BAH rate
- Rates are updated annually on January 1 and guaranteed not to decrease mid-year
- Florida has 6 distinct MHAs, each with unique rates based on local housing costs
Calculate your total military compensation -- base pay + BAH + BAS in one place.
Browse BAH Rates by State
2026 rates per official DoD BAH tables, effective January 1, 2026. Always verify your specific rate with the official DoD BAH calculator. Source: Defense Travel Management Office (DTMO).