← BAH LookupBAH RATES
2026 Official DoD Rates · Tax-free
BAH RATES
NAS PENSACOLA, FL
2026 Basic Allowance for Housing rates for the Pensacola, FL Military Housing Area. Paid monthly, tax-free, based on rank and dependent status.
$1,644
Monthly
E-5 w/o Deps
$2,271
Monthly
O-3 w/ Deps
100%
Tax-free
Tax Status
2026 BAH Rates -- Pensacola, FL
Monthly housing allowance -- all ranks, with and without dependents
| Rank | Without Deps | With Deps |
|---|---|---|
| E-1 | $1,521/mo | $1,794/mo |
| E-2 | $1,521/mo | $1,794/mo |
| E-3 | $1,521/mo | $1,794/mo |
| E-4 | $1,521/mo | $1,794/mo |
| E-5 | $1,644/mo | $1,863/mo |
| E-6 | $1,722/mo | $2,235/mo |
| E-7 | $1,791/mo | $2,256/mo |
| E-8 | $1,941/mo | $2,265/mo |
| E-9 | $2,046/mo | $2,304/mo |
| W-1 | $1,782/mo | $2,253/mo |
| W-2 | $1,938/mo | $2,262/mo |
| W-3 | $2,061/mo | $2,274/mo |
| W-4 | $2,229/mo | $2,325/mo |
| W-5 | $2,241/mo | $2,427/mo |
| O-1 | $1,719/mo | $1,914/mo |
| O-1E | $1,860/mo | $2,259/mo |
| O-2 | $1,842/mo | $2,232/mo |
| O-2E | $2,022/mo | $2,268/mo |
| O-3 | $2,097/mo | $2,271/mo |
| O-3E | $2,226/mo | $2,340/mo |
| O-4 | $2,232/mo | $2,457/mo |
| O-5 | $2,244/mo | $2,610/mo |
| O-6 | $2,247/mo | $2,631/mo |
| O-7 | $2,259/mo | $2,646/mo |
Source: DoD BAH rate tables, 2026. Rates are tax-free and paid monthly with base pay.
How BAH works
- BAH is tax-free and paid monthly alongside your base pay
- Rates are set by the Military Housing Area (MHA) -- not your specific ZIP code
- "With dependents" rate applies if you have a spouse, child, or other qualifying dependent
- You keep the difference if you find housing below your BAH rate
- Rates are updated annually on January 1 and guaranteed not to decrease mid-year
Calculate your total military compensation -- base pay + BAH + BAS in one place.
Other installations (85+ locations)
Fort Hood (Cavazos), TXFort Cavazos, TXFort Bragg (Liberty), NCFort Liberty, NCFort Benning (Moore), GAFort Moore, GAFort Campbell, KY/TNFort Bliss / El Paso, TXFort Drum, NYFort Stewart, GAFort Riley, KSFort Carson / Colorado Springs, COFort Wainwright / Fairbanks, AKFort Shafter, HIFort Johnson (Polk), LAFort Polk (Johnson), LAFort Leonard Wood, MOFort Sill / Lawton, OKFort Huachuca / Sierra Vista, AZFort Irwin / Barstow, CAFort Gordon (Eisenhower), GAFort Eisenhower, GAFort Knox, KYFort Leavenworth, KS
+ 61 more installations available. Search by ZIP to find yours.
2026 rates per official DoD BAH tables. Rates are effective January 1, 2026. Source: Defense Travel Management Office (DTMO).