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2026 Official DoD Rates · Tax-free
BAH RATES
FORT CAMPBELL, KY/TN
2026 Basic Allowance for Housing rates for the Clarksville-Fort Campbell, TN/KY Military Housing Area. Paid monthly, tax-free, based on rank and dependent status.
$1,593
Monthly
E-5 w/o Deps
$2,496
Monthly
O-3 w/ Deps
100%
Tax-free
Tax Status
2026 BAH Rates -- Clarksville-Fort Campbell, TN/KY
Monthly housing allowance -- all ranks, with and without dependents
| Rank | Without Deps | With Deps |
|---|---|---|
| E-1 | $1,470/mo | $1,743/mo |
| E-2 | $1,470/mo | $1,743/mo |
| E-3 | $1,470/mo | $1,743/mo |
| E-4 | $1,470/mo | $1,743/mo |
| E-5 | $1,593/mo | $1,815/mo |
| E-6 | $1,671/mo | $2,100/mo |
| E-7 | $1,743/mo | $2,244/mo |
| E-8 | $1,878/mo | $2,400/mo |
| E-9 | $1,956/mo | $2,580/mo |
| W-1 | $1,731/mo | $2,121/mo |
| W-2 | $1,875/mo | $2,307/mo |
| W-3 | $1,968/mo | $2,499/mo |
| W-4 | $2,130/mo | $2,610/mo |
| W-5 | $2,277/mo | $2,751/mo |
| O-1 | $1,668/mo | $1,857/mo |
| O-1E | $1,812/mo | $2,271/mo |
| O-2 | $1,794/mo | $2,097/mo |
| O-2E | $1,938/mo | $2,472/mo |
| O-3 | $1,995/mo | $2,496/mo |
| O-3E | $2,091/mo | $2,634/mo |
| O-4 | $2,250/mo | $2,793/mo |
| O-5 | $2,334/mo | $3,006/mo |
| O-6 | $2,478/mo | $3,030/mo |
| O-7 | $2,520/mo | $3,048/mo |
Source: DoD BAH rate tables, 2026. Rates are tax-free and paid monthly with base pay.
How BAH works
- BAH is tax-free and paid monthly alongside your base pay
- Rates are set by the Military Housing Area (MHA) -- not your specific ZIP code
- "With dependents" rate applies if you have a spouse, child, or other qualifying dependent
- You keep the difference if you find housing below your BAH rate
- Rates are updated annually on January 1 and guaranteed not to decrease mid-year
Calculate your total military compensation -- base pay + BAH + BAS in one place.
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2026 rates per official DoD BAH tables. Rates are effective January 1, 2026. Source: Defense Travel Management Office (DTMO).