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2026 Official DoD Rates · Tax-free
BAH RATES
FORT KNOX, KY
2026 Basic Allowance for Housing rates for the Fort Knox-Elizabethtown, KY Military Housing Area. Paid monthly, tax-free, based on rank and dependent status.
$1,443
Monthly
E-5 w/o Deps
$2,421
Monthly
O-3 w/ Deps
100%
Tax-free
Tax Status
2026 BAH Rates -- Fort Knox-Elizabethtown, KY
Monthly housing allowance -- all ranks, with and without dependents
| Rank | Without Deps | With Deps |
|---|---|---|
| E-1 | $1,350/mo | $1,575/mo |
| E-2 | $1,350/mo | $1,575/mo |
| E-3 | $1,350/mo | $1,575/mo |
| E-4 | $1,350/mo | $1,575/mo |
| E-5 | $1,443/mo | $1,647/mo |
| E-6 | $1,602/mo | $2,136/mo |
| E-7 | $1,680/mo | $2,241/mo |
| E-8 | $1,764/mo | $2,352/mo |
| E-9 | $1,893/mo | $2,505/mo |
| W-1 | $1,617/mo | $2,157/mo |
| W-2 | $1,746/mo | $2,286/mo |
| W-3 | $1,911/mo | $2,424/mo |
| W-4 | $2,157/mo | $2,538/mo |
| W-5 | $2,265/mo | $2,679/mo |
| O-1 | $1,503/mo | $1,710/mo |
| O-1E | $1,695/mo | $2,259/mo |
| O-2 | $1,683/mo | $2,133/mo |
| O-2E | $1,860/mo | $2,403/mo |
| O-3 | $1,956/mo | $2,421/mo |
| O-3E | $2,130/mo | $2,559/mo |
| O-4 | $2,241/mo | $2,724/mo |
| O-5 | $2,301/mo | $2,943/mo |
| O-6 | $2,403/mo | $2,964/mo |
| O-7 | $2,442/mo | $2,985/mo |
Source: DoD BAH rate tables, 2026. Rates are tax-free and paid monthly with base pay.
How BAH works
- BAH is tax-free and paid monthly alongside your base pay
- Rates are set by the Military Housing Area (MHA) -- not your specific ZIP code
- "With dependents" rate applies if you have a spouse, child, or other qualifying dependent
- You keep the difference if you find housing below your BAH rate
- Rates are updated annually on January 1 and guaranteed not to decrease mid-year
Calculate your total military compensation -- base pay + BAH + BAS in one place.
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2026 rates per official DoD BAH tables. Rates are effective January 1, 2026. Source: Defense Travel Management Office (DTMO).