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2026 Official DoD Rates · Tax-free
BAH RATES
FORT CAVAZOS, TX
2026 Basic Allowance for Housing rates for the Killeen-Fort Cavazos, TX Military Housing Area. Paid monthly, tax-free, based on rank and dependent status.
$1,530
Monthly
E-5 w/o Deps
$2,340
Monthly
O-3 w/ Deps
100%
Tax-free
Tax Status
2026 BAH Rates -- Killeen-Fort Cavazos, TX
Monthly housing allowance -- all ranks, with and without dependents
| Rank | Without Deps | With Deps |
|---|---|---|
| E-1 | $1,374/mo | $1,662/mo |
| E-2 | $1,374/mo | $1,662/mo |
| E-3 | $1,374/mo | $1,662/mo |
| E-4 | $1,374/mo | $1,662/mo |
| E-5 | $1,530/mo | $1,695/mo |
| E-6 | $1,626/mo | $1,920/mo |
| E-7 | $1,668/mo | $2,070/mo |
| E-8 | $1,746/mo | $2,238/mo |
| E-9 | $1,806/mo | $2,409/mo |
| W-1 | $1,665/mo | $1,938/mo |
| W-2 | $1,743/mo | $2,139/mo |
| W-3 | $1,812/mo | $2,346/mo |
| W-4 | $1,950/mo | $2,433/mo |
| W-5 | $2,109/mo | $2,544/mo |
| O-1 | $1,623/mo | $1,731/mo |
| O-1E | $1,692/mo | $2,100/mo |
| O-2 | $1,689/mo | $1,917/mo |
| O-2E | $1,788/mo | $2,313/mo |
| O-3 | $1,833/mo | $2,340/mo |
| O-3E | $1,908/mo | $2,451/mo |
| O-4 | $2,076/mo | $2,577/mo |
| O-5 | $2,169/mo | $2,748/mo |
| O-6 | $2,325/mo | $2,769/mo |
| O-7 | $2,361/mo | $2,787/mo |
Source: DoD BAH rate tables, 2026. Rates are tax-free and paid monthly with base pay.
How BAH works
- BAH is tax-free and paid monthly alongside your base pay
- Rates are set by the Military Housing Area (MHA) -- not your specific ZIP code
- "With dependents" rate applies if you have a spouse, child, or other qualifying dependent
- You keep the difference if you find housing below your BAH rate
- Rates are updated annually on January 1 and guaranteed not to decrease mid-year
Calculate your total military compensation -- base pay + BAH + BAS in one place.
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2026 rates per official DoD BAH tables. Rates are effective January 1, 2026. Source: Defense Travel Management Office (DTMO).