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2026 Official DoD Rates · Tax-free
BAH RATES
EL PASO, TX
2026 Basic Allowance for Housing rates for the El Paso-Fort Bliss, TX Military Housing Area. Paid monthly, tax-free, based on rank and dependent status.
$1,437
Monthly
E-5 w/o Deps
$2,202
Monthly
O-3 w/ Deps
100%
Tax-free
Tax Status
2026 BAH Rates -- El Paso-Fort Bliss, TX
Monthly housing allowance -- all ranks, with and without dependents
| Rank | Without Deps | With Deps |
|---|---|---|
| E-1 | $1,302/mo | $1,665/mo |
| E-2 | $1,302/mo | $1,665/mo |
| E-3 | $1,302/mo | $1,665/mo |
| E-4 | $1,302/mo | $1,665/mo |
| E-5 | $1,437/mo | $1,809/mo |
| E-6 | $1,611/mo | $2,148/mo |
| E-7 | $1,668/mo | $2,172/mo |
| E-8 | $1,881/mo | $2,187/mo |
| E-9 | $1,977/mo | $2,241/mo |
| W-1 | $1,626/mo | $2,169/mo |
| W-2 | $1,878/mo | $2,178/mo |
| W-3 | $1,992/mo | $2,205/mo |
| W-4 | $2,148/mo | $2,256/mo |
| W-5 | $2,169/mo | $2,334/mo |
| O-1 | $1,518/mo | $1,857/mo |
| O-1E | $1,806/mo | $2,175/mo |
| O-2 | $1,764/mo | $2,145/mo |
| O-2E | $1,956/mo | $2,196/mo |
| O-3 | $2,022/mo | $2,202/mo |
| O-3E | $2,142/mo | $2,268/mo |
| O-4 | $2,157/mo | $2,352/mo |
| O-5 | $2,172/mo | $2,466/mo |
| O-6 | $2,178/mo | $2,484/mo |
| O-7 | $2,214/mo | $2,496/mo |
Source: DoD BAH rate tables, 2026. Rates are tax-free and paid monthly with base pay.
How BAH works
- BAH is tax-free and paid monthly alongside your base pay
- Rates are set by the Military Housing Area (MHA) -- not your specific ZIP code
- "With dependents" rate applies if you have a spouse, child, or other qualifying dependent
- You keep the difference if you find housing below your BAH rate
- Rates are updated annually on January 1 and guaranteed not to decrease mid-year
Calculate your total military compensation -- base pay + BAH + BAS in one place.
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2026 rates per official DoD BAH tables. Rates are effective January 1, 2026. Source: Defense Travel Management Office (DTMO).